If you’re not able to do your job any longer, it can be difficult to figure out how you’re going to make ends meet. You might want to file for disability benefits; not only will you have to consult disability lawyers in your area, but there are other things you’ll need to keep in mind. Here are some of them.
Set Up Your Protective Filing Date
If you’re a long-standing employee of your previous employer, they might have been contributing to SSDI for you for some time. However, some companies will stop those payments the day you stop working for the business. That can mean that you will be denied for disability benefits.
To make sure that doesn’t happen, talk with someone at the Social Security Administration, the agency that dispenses these benefits, to ensure you get what is referred to as a protective filing date for disability benefits. As the name indicates, setting up this date will protect you and make your chances for benefits that much more likely.
Find Out About Waiting Periods
Your particular company might have rules that you must comply with regarding when you can file for disability. They may want you to use up sick days and personal days before filing for benefits. This can be found out in your employee handbook or by talking to someone in Human Resources who can give you the policy.
Make sure you get a written copy of the rules so that you know what you need to do. Relying on what others at work say could get you into trouble because they might not know the right information.
Steer Clear of Unemployment
While you’re waiting for disability benefits to kick in, you might think it’s a smart idea to get unemployment benefits right away. However, this can actually cause your disability claim to be denied.
This is a problem because people who get unemployment benefits are assumed to be looking for work but cannot find it. Disability benefit recipients, on the other hand,are thought to be unable to hold jobs anymore due to their health. If you want to be taken seriously for benefits involving disability, don’t try to accept unemployment benefits instead.
Ensure You Find a Lawyer with Expertise in Cases Like Yours
Talking with disability lawyers to find one who suits your personality is one thing, but in order to increase your chances of success, try to seek out one who has experience in claims like yours. That way, you can feel confident that they will have a good idea of how to successfully navigate a claim and get you the benefits you’re hoping for.
Having a disability can be somewhat easier to deal with when you don’t have to worry about how your finances will be after leaving your job. Work closely with your attorney to ensure that you take every necessary step to earn your disability benefits.